Popular financial services (NASDAQ:PFIS – Get a rating) and Professional (NASDAQ: PFHD – Get a rating) are both small-cap finance companies, but which business is superior? We’ll compare the two companies based on the strength of their profitability, analyst recommendations, dividends, risk, earnings, valuation and institutional ownership.
This table compares the net margins, return on equity and return on assets of Peoples Financial Services and Professional.
|Net margins||Return on equity||return on assets|
|Financial Services to Peoples||36.18%||10.38%||1.05%|
Risk and Volatility
Peoples Financial Services has a beta of 0.21, which means its stock price is 79% less volatile than the S&P 500. In comparison, Professional has a beta of 0.01, which means its stock price is 99% less volatile than the S&P 500.
Insider and Institutional Ownership
29.3% of Peoples Financial Services shares are held by institutional investors. By comparison, 59.8% of Professional shares are held by institutional investors. 3.3% of Peoples Financial Services stock is held by insiders of the company. By comparison, 8.6% of Professional’s stock is held by company insiders. Strong institutional ownership indicates that large fund managers, hedge funds, and endowments believe a company will outperform the market over the long term.
Benefits and evaluation
This table compares the gross revenue, earnings per share, and valuation of Peoples Financial Services and Professional.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|Financial Services to Peoples||$119.69 million||3.07||$43.52 million||$6.05||8.47|
|Professional||$85.81 million||3.46||$21.36 million||$1.36||15.86|
Peoples Financial Services has higher revenue and profit than Professional. Peoples Financial Services trades at a lower price-to-earnings ratio than Professional, indicating that it is currently the more affordable of the two stocks.
This is a breakdown of recent ratings and target prices for Peoples Financial Services and Professional, as provided by MarketBeat.com.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|Financial Services to Peoples||0||0||1||0||3.00|
Peoples Financial Services currently has a consensus target price of $57.00, suggesting a potential upside of 11.24%. Professional has a consensus target price of $23.00, suggesting a potential upside of 6.63%. Given Peoples Financial Services’ higher consensus rating and higher likely upside potential, equity research analysts clearly believe Peoples Financial Services is more favorable than Professional.
Peoples Financial Services beats Professional on 9 out of 13 factors compared between the two stocks.
About Peoples Financial Services (Get a rating)
Peoples Financial Services Corp. operates as a bank holding company for Peoples Security Bank and Trust Company which provides various commercial and retail banking services. The company accepts Money Market, NOW, Savings, Individual Retirement, Demand Deposits and Certificates of Deposit Accounts. It also offers residential real estate, auto, prefab, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration and agricultural loans, as well as loans for equipment and other business needs, and mineral rights. In addition, the company offers investment management, IRA trustee, estate administration, life and life insurance trust, estate trustee, guardianship, IRA custodial/custody and corporate trust, as well as pension and profit-sharing plans. Additionally, it offers investment portfolio management, estate and business succession planning, annuity, insurance, pension plan and tax planning services, as well as corporate finance strategies. education ; and securities and brokerage, and investor services. In addition, the Company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit and balance sheet services; and remote deposit capture, automatic clearing house transaction, cash management, ATM, point of sale transaction, safe deposit box, night deposit, direct deposit and official check services. It serves businesses, nonprofits, government agencies, municipal agencies, and professionals, as well as retail clients through 28 full-service community banking offices located in Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Lucerne , Monroe, Montgomery, Northampton, Susquehanna and Wyoming counties in Pennsylvania; Middlesex County of New Jersey; and New York’s Broome County. The company was founded in 1905 and is based in Scranton, Pennsylvania.
About Professional (Get a rating)
Professional Holding Corp. primarily operates through its subsidiary, Professional Bank, provides banking products and services to small and medium-sized businesses, other professionals and entrepreneurs. Its deposit products include checking, NOW, savings and money market accounts, as well as IRAs and certificates of deposit. The Company’s lending products include commercial loans, residential mortgages, home equity lines of credit, installment loans and consumer lines of credit. It also offers online/digital and mobile banking, as well as cash management and cash management services. The company operates through a network of eleven locations in the Miami, Broward and Palm Beach county areas, as well as a digital innovation center located in Cleveland, Ohio and a loan production office in St. Pete, Florida. , Jacksonville, and Bedford, New Hampshire. Professional Holding Corp. was founded in 2008 and is headquartered in Coral Gables, Florida.
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